4.3 million self-employed workers are without cover

Protect your business by protecting your employees
February 17, 2017

4.3 million self-employed workers are without cover

Startling statistics reveal that 4.3 million self-employed people have no cover in place if they can’t work due to accident or illness.

Are you putting your family at risk?

Research published by Cover Magazine highlights that only 7% of the self-employed population have cover in place if they couldn’t work due to accident or sickness, which means that 4.3 million workers are without protection.

But that’s not all.

The research also reveals that two thirds (62%) of respondents said their households are solely reliant on their income.

If you are part of the self-employed population, just imagine not having enough money to pay your bills, put food on the table, or maintain your lifestyle.

While it’s easy to adopt the ‘it will never happen to me’ mentality, you face a constant risk of suffering an accident or illness that could keep you from working.

It’s only common sense to have something in place if the worst was to happen – to protect you, your family, and your lifestyle.

Why you should have lifestyle protection insurance in place

Are you much of a saver?

According to the research,one in ten respondents said if they were off work for an extended period, their savings would last less than a month.

If your savings run dry and you’re still out of work, what would happen next?

It’s a position no one deserves to be in. You should be able to live your life confidently knowing you’re always able to protect your family with a roof over your heads and food on the table.

That’s where lifestyle protection insurance proves invaluable, as it:

  • Pays you a monthly benefit if you can’t work due to accident or sickness
  • Ensures you can still look after your family and pay the bills
  • Gives you the precious peace of mind that your lifestyle is protected if you can’t work

Introducing the APRIL UK Lifestyle Protector

If you are self-employed and currently have no protection in place, you should take a look at our Lifestyle Protector Plan. Here are some of its highlights:

  • Pays you between £300 and £1,500 a month
  • Benefits start once you have been off work for just 14 or 30 days and are paid ‘back to day one’
  • It’s tax-free and you can spend it on anything you want
  • You will be paid for as long as you are unable to work, for a maximum of 12 months
  • Choose these options for extra protection:
    • Life cover £10,000 lump sum
    • Critical illness cover £10,000  lump sum
  • No health or financial questions (including proof of income)
  • All occupations covered

Get your peace of mind today by calling 0800 046 9781 or using our online calculator to get your free quote.