Income ProtectionIncome Protection plans help you to pay your bills when you can’t work. They give you peace of mind knowing that if you're unable to work due to accident or sickness, you'll receive a weekly or monthly cash lump sum. Contact us
What is income protection?
No one knows what lies ahead, but we do know that accident or sickness can strike at any time. When it does, it could leave you unable to work, hitting your pocket hard.
With an income protection plan, you get to enjoy the peace of mind knowing that if you’re unable to work due to accident or sickness, you’ll receive a weekly or monthly cash lump sum.
This valuable benefit can help pay for your everyday needs – from keeping a roof over your head and food on the table, to ensuring your household bills are covered. It’s straightforward, common-sense protection to see you through the hard times.
We offer a comprehensive service to help you find a plan that fits your unique requirements. We work with a select panel of income protection providers to offer a broad range of options.
Why do I need income protection?
“If I had a sickness or accident serious enough to stop me working for 6 months, how much money would I have coming in over that period and would this cover all my commitments?”
“Through my income, I protect my family, home, cars and pets; – how will I continue to do that if I suddenly lose my income due to an accident or sickness and I’m just not able to carry on working for a period?”
So if you’re in a position where your income is at risk if you were to suffer an accident or injury, or if you’re concerned that you may be unable to work altogether if the worst was to happen, then you should think carefully about the benefits of income protection.
Which providers are on your panel?
We work with some of the most respected names in the UK protection industry. Our income protection plans are offered from the likes of AIG, Aviva, Holloway Friendly, Legal & General, Liverpool Victoria, Royal London, Vitality and Zurich.
With such a wealth of options available to you, we have complete confidence that we will help you to find a plan that suits your needs, and at a price that’s right for your pocket.
Legal & General
What benefits are available with your plans?
Here are the typical benefits available with our plans:
Income benefits - of up to £5,000 a month paid
Optional extras – unemployment cover, life cover and critical illness cover are available with certain plans
Occupations – most are covered, including office jobs, manual jobs and being self-employed
Deferred periods – benefits can start once you’ve been off work for 14 days
Proof of earnings – some plans don’t require proof of earnings or income
Sporting activities covered - some plans cover participation in hazardous and semi-professional sports
Benefit payment term – payments are available for up to 12 months, or even until retirement
Underwriting – different types are available, from no medical questions asked to full medical underwriting
Tax-status – payments are tax-free
Do you take part in semi-pro or hazardous sports?
Many insurers would decline these applicants altogether or exclude any injury suffered as a result of these sports. With so many of us taking part in sport, options have been limited. Fortunately, we’re one of the few providers who specialise in this area. So, whether you’re into motor racing or take part in football or rugby on a semi-pro basis, get in touch and we’ll help to find the right plan for you.
I put in a claim in beginning of October and they sorted it out very quickly and I’m with them good few years never had any complaints thank you.
Excellent service, claim handled quickly & efficiently. A refreshing change.
Great service as always.
Friendly company, fast response, I am satisfied with the services and contact.
Happy with my insurance had a accident and with in a week got sorted Very helpful
I would definitely recommend these guys. They make everything so easy and straight forward to understand.
Great company. Friendly customer service compared to many other insurance companies, online chat was very helpful and apply online service was fantastic!! Highly recommend!!
Really happy with the service. The team led me to a great package for my health insurance for my family and the renewals process was really easy. Would reccomend!
Extremely efficient company to deal with, totally satisfied with Lynsey who always answered any query I had with accurate information. Would not hesitate to recommend them.
Get in touch
From death and serious illness, through to accidents and help with everyday medical bills, we help to provide peace of mind and we’re here when you need us most. Here’s how to get in touch.
Unit 4 Ground Floor Bredon House, Almondsbury Business Centre, Woodlands, Bradley Stoke, Bristol, BS32 4QH
0800 028 0849
Lines are open 9am-3pm Monday to Friday (excluding public holidays). Calls are recorded and kept for training, monitoring and regulatory purposes
You can contact us directly by emailing firstname.lastname@example.org