For Intermediaries

Whether you already work with us, or would like to apply for an agency, you'll find everything you need on our page exclusively for Intermediaries.

NEW Guaranteed Life Plan

Do you have customers who have struggled to obtain life insurance due to their health or occupation?

Our Guaranteed Life Plan is a no-fuss approach to life insurance. There are no underwriting questions and everyone will be guaranteed acceptance (subject to eligibility). So now you can help more of your clients get the cover they need.

Policy highlights

Guaranteed and immediate acceptance regardless of health and occupation (subject to eligibility)
Fast application process with no underwriting questions
Simple exclusion clause on pre-existing conditions
Affordable premiums to suit most pockets

Cash benefits available

Up to £100,000 of Life Cover
Option to include up to £30,000 Cancer Cover
Option to include up to £1,500 Accident & Sickness Cover (no proof of income, only proof of work)
No hazardous or occupation exclusions on the life benefit (although some apply to the A&S benefit – see the policy wording)

You can obtain personalised quotes and submit policies through our new dedicated Broker Portal. To obtain log-in details, please contact David Pooles on davidp@hiveinsure.co.uk or 07804 518232.

Quote & Apply here

Who is eligible to join?

To take out a Guaranteed Life Plan you must be:

Between the ages of 18 and 55 inclusive
Permanent resident in the UK, including Northern Ireland

You can download all literature here

Personal Accident Plan

Protection against accidents and injury with motorsports option

Our Personal Accident Plan offers simple and straightforward protection against fracture and serious injuries. It’s ideal for those with who participate in hazardous sports, have active lifestyles or jobs and want that extra peace of mind against accidental injuries. Cover can also be taken out on a standalone basis for children – please see the brochure for further details.

Policy highlights

Fracture benefits up to £3,000
Dislocation benefits up to £3,000
Hospitalisation benefit
Anterior cruciate ligament benefit
Covers injuries from winter sports, rugby, football and cricket
Option to include motorsports cover which extends cover to all forms of racing in a motor vehicle/ or motor cycle
Cover can be taken out for children on a standalone basis without an adult being covered
Professional sports (where the policyholder is reliant upon that occupation and derives most of their income from) are not covered

Who is eligible to join?

You can take out the Personal Accident Plan if you are:

A resident in the United Kingdom, Isle of Man or Channel Islands
Over 4 years of age and under 70 years of age
Applicants under the age of 18 will require an adult to take the policy out on their behalf.

You can download all literature here

Sports Accident Plan

Do your customers play sports, but worry about how accidents and injury could cost them financially or leave them unable to work?

Our Sport Accident Plan provides a wide range of cash benefits in the event of accident and injury from sport. It’s ideal for the sports fanatics who want to enjoy their sports, knowing that if a serious accident takes place, they’ll get money to help with their costs.

Policy highlights

Covers vast majority of sports including motorsports, equestrian and winter sports
3 levels of cover available: Bronze – £20 a month, Silver – £30 a month, Gold – £50 a month
Benefits available following an accident while participating in sport (subject to terms and conditions)

5 cash benefits included:

Out of work benefit – up to £350 per week
Hospitalisation benefit – up to £350 per week
Coma benefit – up to £350 per week
Serious injury and accidental death benefit – up to £35,000
Fracture benefits – up to £500

Who is eligible to join?

To take out a Sports Accident Plan you must be:

Between the ages of 17 and 64 inclusive
Resident in the UK, Isle of Man or Channel Islands
Employed and working for a minimum of 16 hours per week, or self-employed

You can download all literature here

Apply for an intermediary agency

We look forward to working with you

Hive is one of the leading providers of accident & sickness and lifestyle protection plans in the UK.

Over the years we have developed a strong reputation for providing essential and innovative plans, which not only offer common sense protection, but also great value for money. Our growing list of satisfied customers is testament to the progress we have made.

Many leading brokers and intermediaries already promote our range of plans. We welcome agency applications from all UK intermediaries/brokers who are regulated by the FCA.

For more information about applying for an Agency, please email our Broker Support Team on broker@hiveinsure.co.uk